![]() ![]() Always contact a professional Los Angeles car accident attorney before accepting a settlement as they will be able to negotiate a fair settlement on your behalf. Your insurer may try to offer you a quick settlement however, these are almost always lowball offers that they hope you’ll accept in a state of desperation. If you do have a car accident attorney, this information can lead to insurers treating your claim with more care and respect. If you don’t have an attorney, don’t mention it and seek counsel as quickly as possible. Knowing that you don’t have a personal injury attorney may lead to insurers trying to take advantage of you. Anything can potentially be used against you, so keep unnecessary details to yourself. Don’t mention that your car is customized or that you are using it for ride-share purposes. If you aren’t asked how fast you were going, for example, there’s no reason to mention it. ![]() Unnecessary detailsĭon’t offer up information that isn’t asked of you. Only give an official recorded statement if your car accident attorney advises you to do so. Information you provide may be taken out of context to be used against you, so keep in mind that you are not obligated to give a recorded statement. Many times recorded statements are thoroughly examined to look for inconsistencies and contradictory information. Recorded statements only exist to serve the insurance company’s interests, not yours. Insurance companies may try to contact these individuals to get more information about the accident and your recovery. Namesĭon’t give your insurance company any names or contact information for others, including family members, friends, or your doctor. Furthermore, don’t sign any medical releases until you discuss it with your attorney. Some injuries may not be immediately noticeable, and adrenaline can prevent you from feeling some injuries at first.Īfter an accident, make sure to see a doctor and document any injuries that are found. If asked about your injuries, don’t say that you are fine or haven’t suffered any injuries until you are examined by a doctor. If your insurer asks a question that you don’t know the answer to, don’t offer a guess or opinion.Īny of your answers can be used to argue against your claim, so be careful not to say anything that isn’t fact. Don’t make “I think” or “in my opinion” statements. When dealing with insurance companies, always stick to the facts. Avoid using phrases like “it was my fault,” “I’m sorry,” or “I apologize.” Don’t apologize to your insurer, the other driver, or law enforcement.Įven if you are simply being polite and not intentionally admitting fault, these types of words and phrases will be used against you. ![]() This may be common knowledge for many, but it’s worth reiterating that you should never admit fault. ![]()
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